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Borrowing can be a useful tool for managing cash flow or funding significant investments, but it must be approached with caution. In this article, we outline key principles of responsible borrowing, including how to assess your ability to repay loans, understanding interest rates, and the importance of choosing the right loan products. With our expert insights, you can make informed borrowing decisions that align with your financial capabilities and goals, ultimately helping you to avoid common pitfalls associated with excessive debt.
